Privacy Policy

1. Information We Collect

Information you provide directly

When you create an account or subscribe to Main Street Income Academy, we collect:

• Your name and email address
• Password (stored securely and encrypted — we never see it in plain text)
• Payment information (processed securely by Stripe — we do not store your card details)
• Trading data you enter into the Wheel Tracker app (holdings, options, trade history)
• Communication preferences and notification settings

Information collected automatically

When you use our platform, we may automatically collect:

• Browser type and version
• Device type and operating system
• Pages visited and features used
• Date and time of access
• IP address and general geographic location

2. How We Use Your Information

We use the information we collect to:

• Create and manage your member account
• Provide access to educational content, tools, and member features
• Process your subscription payments through Stripe
• Send you important account and service notifications
• Send educational content and updates you have opted into
• Respond to your questions and support requests
• Improve our platform, content, and member experience
• Comply with legal obligations

We will never use your information to make automated decisions that significantly affect you without your knowledge or consent.

3. Information Sharing

We do not sell, rent, or trade your personal information to third parties. We may share limited information only in the following circumstances:

• Stripe — our payment processor handles subscription billing. Their privacy policy governs how they handle your payment data.
• Supabase — our database provider securely stores your account and trading data. Data is encrypted at rest and in transit.
• EmailJS — used to deliver alert notifications you configure within the platform.
• Legal requirements — if required by law, court order, or to protect the rights and safety of our members or the public.

All third-party service providers are contractually required to protect your information and use it only for the services they provide to us.

4. Cookies and Tracking

We use minimal cookies and local browser storage to operate the platform effectively:

• Authentication cookies — to keep you logged in to your account
• Preference storage — to remember your notification settings and app preferences
• Session data — to maintain your session while you use the platform

We do not use advertising cookies, behavioral tracking cookies, or share tracking data with advertisers. You can disable cookies in your browser settings, but this may affect your ability to log in and use the platform.

5. Data Security

We take the security of your information seriously and implement industry-standard measures including:

• SSL/TLS encryption for all data transmitted between your browser and our servers
• Encrypted storage of all account and trading data via Supabase
• Secure password hashing — your password is never stored in plain text
• Row-level security ensuring each member can only access their own data
• Payment processing handled entirely by Stripe — we never handle or store card numbers

While we implement strong security practices, no system is completely immune to security risks. We encourage you to use a strong, unique password for your account.

6. Data Retention

We retain your personal information for as long as your account is active or as needed to provide services. Specifically:

• Account information is retained while your membership is active
• Trading data you enter is retained until you delete it or close your account
• Payment records are retained as required for tax and legal compliance
• Upon account deletion, your personal data is removed within 30 days

You may request deletion of your account and associated data at any time by contacting us.

7. Your Rights

You have the following rights regarding your personal information:

• Access — you can request a copy of the personal information we hold about you
• Correction — you can update or correct your account information at any time
• Deletion — you can request that we delete your account and personal data
• Portability — you can export your trading data at any time using the CSV export feature
• Opt-out — you can unsubscribe from marketing communications at any time
• Cancellation — you can cancel your membership at any time through Stripe or by contacting us

To exercise any of these rights, please contact us using the information in Section 10 below.

8. Children's Privacy

Main Street Income Academy is intended for adults aged 18 and older. We do not knowingly collect personal information from children under 18. If you believe a child has provided us with personal information, please contact us immediately and we will take steps to remove that information.

9. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. When we make material changes, we will notify you by email and update the "Last updated" date at the top of this page.

Your continued use of Main Street Income Academy after any changes constitutes your acceptance of the updated policy. We encourage you to review this policy periodically.

10. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or how we handle your personal information, please contact us:

• Platform: Main Street Income Academy
• Website: mainstreetincomeacademy.com
• Email: support@mainstreetincomeacademy.com

We will respond to all privacy-related inquiries within 5 business days.